Visa-required funds are only the floor — your real budget is usually 30–50% higher once you add insurance, deposits, flights and the first month's setup.
2026 visa-required minimums (per year, for one applicant): - Australia: AUD 29,710 living + tuition + travel. - Canada: CAD 20,635 GIC + tuition + travel. - UK: GBP 12,006 (London) / GBP 9,207 (outside London) + tuition. - New Zealand: NZD 20,000 living + tuition. - USA: I-20 declared cost of attendance, typically USD 35,000–75,000. - Ireland: EUR 10,000 + tuition. - Germany: EUR 11,904 Sperrkonto + semester fee. - Netherlands: EUR ~14,520 (IND norm) + tuition.
Use our Funding Calculator to estimate your full budget including flights, insurance, accommodation deposit and the first-month buffer.